/* ============================================================
   CaiuNaConta — style.css
   Design system tokens + component classes for static HTML site.
   Single file, no build step. Link from every page:
   <link rel="stylesheet" href="/assets/css/style.css">
   ============================================================ */

/* ---- Webfont ---- */
@import url('https://fonts.googleapis.com/css2?family=Sora:wght@400;500;600&display=swap');

/* ============================================================
   TOKENS
   ============================================================ */
:root {
  /* ---- Colors: Ink / Neutrals (warm near-black, warm grays) ---- */
  --black: #000000;
  --ink-900: #14110F;
  --ink-800: #2B2723;
  --ink-700: #3D3833;
  --gray-700: #514B45;
  --gray-600: #6E665E;
  --gray-500: #938A80;
  --gray-400: #B7AEA4;
  --gray-300: #D8D1C8;
  --gray-200: #E7E1D9;
  --gray-100: #F2EEE8;
  --gray-50:  #F8F5F1;
  --white:    #FFFFFF;

  /* ---- Colors: Coral — brand accent ---- */
  --coral-700: #B5471F;
  --coral-600: #C44F26;
  --coral:     #D85A30;
  --coral-300: #EB9C7F;
  --coral-bg:  #FAECE7;

  /* ---- Colors: Semantic states ---- */
  --success-text: #3B6D11;
  --success-bg:   #EAF3DE;
  --success-border: #CFE3B4;
  --error-text: #791F1F;
  --error-bg:   #FCEBEB;
  --error-border: #F2D2D2;

  /* ---- Semantic aliases ---- */
  --text-primary:   var(--ink-900);
  --text-secondary: var(--gray-600);
  --text-muted:     var(--gray-500);
  --text-disabled:  var(--gray-400);
  --text-on-dark:   var(--white);
  --text-accent:    var(--coral);
  --text-link:      var(--coral);

  --surface-page:      var(--white);
  --surface-tint:      var(--gray-50);
  --surface-card:      var(--white);
  --surface-raised:    var(--white);
  --surface-neutral:   var(--gray-100);
  --surface-highlight: var(--coral-bg);
  --surface-inverse:   var(--ink-900);

  --border-subtle:  var(--gray-200);
  --border-default: var(--gray-300);
  --border-strong:  var(--ink-900);

  --action-primary-bg:       var(--ink-900);
  --action-primary-bg-hover: #2B2723;
  --action-primary-text:     var(--white);
  --action-accent:           var(--coral);
  --action-accent-hover:     var(--coral-600);
  --action-accent-press:     var(--coral-700);

  --focus-ring: var(--coral);

  /* ---- Typography ---- */
  --font-sans: 'Sora', ui-sans-serif, system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;

  --weight-regular: 400;
  --weight-medium: 500;
  --weight-display: 600;

  --text-display: 56px;
  --text-h1: 40px;
  --text-h2: 30px;
  --text-h3: 23px;
  --text-h4: 19px;
  --text-body-lg: 18px;
  --text-body: 16px;
  --text-sm: 14px;
  --text-xs: 13px;
  --text-result: 44px;

  --leading-tight: 1.08;
  --leading-snug: 1.2;
  --leading-normal: 1.5;
  --leading-relaxed: 1.6;

  --tracking-display: -0.02em;
  --tracking-tight: -0.01em;
  --tracking-normal: 0;
  --tracking-wide: 0.02em;

  --nums-tabular: "tnum" 1, "lnum" 1;

  /* ---- Spacing (4px base) ---- */
  --space-0: 0;
  --space-1: 4px;
  --space-2: 8px;
  --space-3: 12px;
  --space-4: 16px;
  --space-5: 20px;
  --space-6: 24px;
  --space-8: 32px;
  --space-10: 40px;
  --space-12: 48px;
  --space-16: 64px;
  --space-20: 80px;
  --space-24: 96px;

  /* ---- Radius ---- */
  --radius-xs: 4px;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-pill: 999px;

  /* ---- Borders ---- */
  --border-width: 1px;
  --border-width-strong: 1.5px;

  /* ---- Shadows ---- */
  --shadow-none: none;
  --shadow-xs: 0 1px 2px rgba(20, 17, 15, 0.05);
  --shadow-sm: 0 1px 3px rgba(20, 17, 15, 0.06), 0 1px 2px rgba(20, 17, 15, 0.04);
  --shadow-md: 0 4px 12px rgba(20, 17, 15, 0.08);
  --shadow-lg: 0 12px 32px rgba(20, 17, 15, 0.12);

  /* ---- Layout ---- */
  --container-sm: 640px;
  --container-md: 820px;
  --container-lg: 1080px;
  --container-xl: 1200px;

  /* ---- Motion ---- */
  --ease-standard: cubic-bezier(0.2, 0, 0.1, 1);
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --duration-fast: 120ms;
  --duration-base: 180ms;
  --duration-slow: 260ms;
}


/* ============================================================
   RESET + BASE
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: var(--font-sans);
  font-weight: var(--weight-regular);
  font-size: var(--text-body);
  line-height: var(--leading-normal);
  color: var(--text-primary);
  background: var(--surface-page);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}

h1, h2, h3, h4 {
  margin: 0;
  font-weight: var(--weight-medium);
  line-height: var(--leading-snug);
  letter-spacing: var(--tracking-tight);
  color: var(--text-primary);
  text-wrap: balance;
}
h1 { font-size: var(--text-h1); letter-spacing: var(--tracking-display); line-height: var(--leading-tight); }
h2 { font-size: var(--text-h2); }
h3 { font-size: var(--text-h3); }
h4 { font-size: var(--text-h4); }

p { margin: 0; text-wrap: pretty; }

a {
  color: var(--text-link);
  text-decoration: none;
  transition: color var(--duration-fast) var(--ease-standard);
}
a:hover { color: var(--action-accent-hover); }

:focus-visible {
  outline: 2px solid var(--focus-ring);
  outline-offset: 2px;
}

/* Hide number input spinners */
input[type=number]::-webkit-outer-spin-button,
input[type=number]::-webkit-inner-spin-button { -webkit-appearance: none; }
input[type=number] { -moz-appearance: textfield; }


/* ============================================================
   UTILITIES
   ============================================================ */

/* Financial numbers: tabular, medium */
.cnc-num {
  font-weight: var(--weight-medium);
  font-feature-settings: var(--nums-tabular);
  font-variant-numeric: tabular-nums lining-nums;
}

/* Container */
.cnc-container {
  max-width: var(--container-lg);
  margin: 0 auto;
  padding: 0 var(--space-6);
}
@media (max-width: 767px) {
  .cnc-container { padding: 0 var(--space-4); }
}

/* Screen reader only */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}


/* ============================================================
   WORDMARK
   ============================================================ */
.cnc-wordmark {
  font-family: var(--font-sans);
  font-weight: var(--weight-display);
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--text-primary);
  white-space: nowrap;
  display: inline-block;
}
.cnc-wordmark__accent {
  color: var(--coral);
}


/* ============================================================
   NAVIGATION
   ============================================================ */
.cnc-nav {
  position: sticky;
  top: 0;
  z-index: 20;
  background: var(--white);
  border-bottom: 1px solid var(--border-subtle);
}
.cnc-nav__inner {
  max-width: var(--container-lg);
  margin: 0 auto;
  padding: 0 var(--space-6);
  height: 60px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.cnc-nav__logo {
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
  line-height: 1;
  text-decoration: none;
  display: inline-block;
}
.cnc-nav__links {
  display: flex;
  list-style: none;
  margin: 0;
  padding: 0;
  gap: 0;
}
.cnc-nav__link {
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: var(--weight-regular);
  color: var(--text-secondary);
  background: none;
  border: none;
  border-bottom: 2px solid transparent;
  cursor: pointer;
  padding: 0 var(--space-4);
  height: 60px;
  display: flex;
  align-items: center;
  transition: color var(--duration-fast) var(--ease-standard);
  white-space: nowrap;
  text-decoration: none;
}
.cnc-nav__link:hover { color: var(--text-primary); }
.cnc-nav__link--active {
  font-weight: var(--weight-medium);
  color: var(--coral);
  border-bottom-color: var(--coral);
}

/* Mobile nav */
@media (max-width: 767px) {
  .cnc-nav__inner {
    padding: 0 var(--space-4);
    height: 52px;
  }
  .cnc-nav__links { display: none; }
}

/* Mobile bottom tab bar */
.cnc-tab-bar {
  display: none;
}
@media (max-width: 767px) {
  .cnc-tab-bar {
    display: flex;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 20;
    background: var(--white);
    border-top: 1px solid var(--border-subtle);
    padding-bottom: env(safe-area-inset-bottom, 0px);
  }
  .cnc-tab-bar__item {
    flex: 1;
    border: none;
    background: none;
    cursor: pointer;
    padding: 10px 4px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 3px;
    color: var(--gray-500);
    min-height: 56px;
    transition: color var(--duration-fast);
    text-decoration: none;
    font-family: var(--font-sans);
    font-size: 11px;
    font-weight: var(--weight-regular);
    line-height: 1.1;
    text-align: center;
  }
  .cnc-tab-bar__item--active {
    color: var(--coral);
    font-weight: var(--weight-display);
  }
  .cnc-tab-bar__item svg {
    width: 22px;
    height: 22px;
  }
  /* Space for bottom tab bar */
  .cnc-main--has-tabs {
    padding-bottom: calc(68px + env(safe-area-inset-bottom, 0px));
  }
}


/* ============================================================
   BUTTONS
   ============================================================ */
.cnc-btn {
  font-family: var(--font-sans);
  font-weight: var(--weight-medium);
  font-size: var(--text-body);
  line-height: 1;
  letter-spacing: -0.01em;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 50px;
  padding: 14px 22px;
  border-radius: var(--radius-md);
  border: 1px solid transparent;
  cursor: pointer;
  white-space: nowrap;
  user-select: none;
  transition:
    background var(--duration-fast) var(--ease-standard),
    color var(--duration-fast) var(--ease-standard),
    border-color var(--duration-fast) var(--ease-standard),
    transform var(--duration-fast) var(--ease-standard);
}
.cnc-btn:active:not(:disabled) {
  transform: scale(0.985);
}
.cnc-btn:disabled {
  opacity: 0.45;
  cursor: not-allowed;
}

/* Primary: solid black */
.cnc-btn--primary {
  background: var(--action-primary-bg);
  color: var(--action-primary-text);
  border-color: var(--action-primary-bg);
}
.cnc-btn--primary:hover:not(:disabled) {
  background: var(--action-primary-bg-hover);
  border-color: var(--action-primary-bg-hover);
}

/* Secondary: coral text, no fill (action-link) */
.cnc-btn--secondary {
  background: transparent;
  color: var(--action-accent);
  border-color: transparent;
  padding: 12px 8px;
}
.cnc-btn--secondary:hover:not(:disabled) {
  color: var(--action-accent-hover);
}

/* Outline: ink hairline */
.cnc-btn--outline {
  background: transparent;
  color: var(--text-primary);
  border-color: var(--border-default);
}
.cnc-btn--outline:hover:not(:disabled) {
  border-color: var(--border-strong);
  background: var(--gray-50);
}

/* Ghost: no border */
.cnc-btn--ghost {
  background: transparent;
  color: var(--text-primary);
  border-color: transparent;
}
.cnc-btn--ghost:hover:not(:disabled) {
  background: var(--surface-neutral);
}

/* Accent: solid coral */
.cnc-btn--accent {
  background: var(--coral);
  color: var(--white);
  border-color: var(--coral);
}
.cnc-btn--accent:hover:not(:disabled) {
  background: var(--coral-600);
  border-color: var(--coral-600);
}

/* Full width modifier */
.cnc-btn--full {
  display: flex;
  width: 100%;
}

/* Size: small */
.cnc-btn--sm {
  font-size: var(--text-sm);
  padding: 8px 14px;
  min-height: 36px;
  border-radius: var(--radius-sm);
  gap: 6px;
}

/* Size: large */
.cnc-btn--lg {
  font-size: var(--text-body-lg);
  padding: 15px 26px;
  min-height: 54px;
  gap: 10px;
}


/* ============================================================
   FORM FIELDS
   ============================================================ */
.cnc-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  width: 100%;
}
.cnc-field__label {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--text-primary);
}
.cnc-field__box {
  display: flex;
  align-items: center;
  gap: 8px;
  background: var(--surface-card);
  border: 1.5px solid var(--border-default);
  border-radius: var(--radius-md);
  padding: 0 14px;
  min-height: 52px;
  transition:
    border-color var(--duration-fast) var(--ease-standard),
    box-shadow var(--duration-fast) var(--ease-standard);
}
.cnc-field__box:focus-within {
  border-color: var(--coral);
  box-shadow: 0 0 0 3px rgba(216, 90, 48, 0.12);
}
.cnc-field__box--error {
  border-color: var(--error-text);
}
.cnc-field__box--error:focus-within {
  border-color: var(--error-text);
  box-shadow: 0 0 0 3px rgba(121, 31, 31, 0.1);
}
.cnc-field__prefix {
  color: var(--text-secondary);
  font-weight: var(--weight-medium);
  font-size: var(--text-body);
  flex-shrink: 0;
}
.cnc-field__suffix {
  color: var(--text-muted);
  font-size: var(--text-sm);
  flex-shrink: 0;
}
.cnc-field__input {
  flex: 1;
  min-width: 0;
  border: none;
  outline: none;
  background: transparent;
  font-family: var(--font-sans);
  font-size: 18px;
  font-weight: var(--weight-regular);
  color: var(--text-primary);
  padding: 14px 0;
}
.cnc-field__input[type="number"],
.cnc-field__input[inputmode="decimal"] {
  font-variant-numeric: tabular-nums;
}
.cnc-field__input::placeholder {
  color: var(--gray-400);
}
.cnc-field__helper {
  font-size: var(--text-xs);
  color: var(--text-muted);
}
.cnc-field__error {
  font-size: var(--text-xs);
  color: var(--error-text);
}
.cnc-field--disabled .cnc-field__box {
  background: var(--gray-100);
}


/* ============================================================
   CARDS
   ============================================================ */
.cnc-card {
  background: var(--surface-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  box-shadow: var(--shadow-sm);
}
.cnc-card--tint {
  background: var(--surface-tint);
}
.cnc-card--highlight {
  background: var(--surface-highlight);
  border-color: transparent;
}
.cnc-card--inverse {
  background: var(--surface-inverse);
  color: var(--text-on-dark);
  border-color: transparent;
}
.cnc-card--no-shadow {
  box-shadow: none;
}

/* Calculator card: list card in home */
.cnc-calc-card {
  background: var(--white);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  text-align: left;
  cursor: pointer;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  transition:
    border-color var(--duration-base) var(--ease-standard),
    box-shadow var(--duration-base) var(--ease-standard);
  text-decoration: none;
  color: inherit;
}
.cnc-calc-card:hover {
  border-color: var(--border-strong);
  box-shadow: var(--shadow-sm);
}
@media (max-width: 767px) {
  .cnc-calc-card {
    flex-direction: row;
    align-items: center;
    gap: var(--space-4);
    padding: 18px var(--space-4);
  }
}


/* ============================================================
   BADGES
   ============================================================ */
.cnc-badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: var(--gray-100);
  color: var(--text-secondary);
  font-family: var(--font-sans);
  font-weight: var(--weight-medium);
  font-size: var(--text-xs);
  line-height: 1.2;
  padding: 3px 8px;
  border-radius: var(--radius-pill);
  white-space: nowrap;
}
.cnc-badge--coral {
  background: var(--coral-bg);
  color: var(--coral-700);
}
.cnc-badge--success {
  background: var(--success-bg);
  color: var(--success-text);
}
.cnc-badge--error {
  background: var(--error-bg);
  color: var(--error-text);
}
.cnc-badge--ink {
  background: var(--ink-900);
  color: var(--white);
}


/* ============================================================
   RESULT DISPLAY
   ============================================================ */
.cnc-result {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.cnc-result__label {
  font-size: var(--text-xs);
  color: var(--text-muted);
}
.cnc-result__value {
  font-size: var(--text-result);
  font-weight: var(--weight-medium);
  color: var(--coral);
  line-height: var(--leading-tight);
  letter-spacing: var(--tracking-tight);
  font-variant-numeric: tabular-nums lining-nums;
}
@media (max-width: 767px) {
  .cnc-result__value {
    font-size: 38px;
  }
}


/* ============================================================
   CONVERSION MODULE ("E agora, o que fazer com esse dinheiro?")
   ============================================================ */
.cnc-conversion {
  background: var(--surface-highlight);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}
.cnc-conversion__title {
  font-size: var(--text-h4);
  font-weight: var(--weight-medium);
  color: var(--text-primary);
  margin: 0;
}
.cnc-conversion__body {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  line-height: var(--leading-normal);
  margin: 0;
}


/* ============================================================
   BREAKDOWN TABLE (line-by-line calculation)
   ============================================================ */
.cnc-breakdown {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.cnc-breakdown__row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 9px 0;
  border-bottom: 1px solid var(--border-subtle);
}
.cnc-breakdown__row:last-child {
  border-bottom: none;
}
.cnc-breakdown__label {
  font-size: var(--text-sm);
  color: var(--text-secondary);
}
.cnc-breakdown__value {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--text-primary);
}
.cnc-breakdown__row--success .cnc-breakdown__value {
  color: var(--success-text);
}
.cnc-breakdown__row--error .cnc-breakdown__value {
  color: var(--error-text);
}
.cnc-breakdown__value--neg {
  color: var(--error-text);
}


/* ============================================================
   INFO CARD (sidebar context)
   ============================================================ */
.cnc-info {
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
}
.cnc-info__title {
  font-size: var(--text-h4);
  font-weight: var(--weight-medium);
  margin: 0 0 var(--space-4) 0;
}
.cnc-info__row {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: var(--space-3);
  padding: 9px 0;
  border-bottom: 1px solid var(--border-subtle);
  font-size: var(--text-sm);
}
.cnc-info__row:last-of-type {
  border-bottom: none;
}
.cnc-info__key {
  color: var(--text-secondary);
}
.cnc-info__val {
  font-weight: var(--weight-medium);
  text-align: right;
  color: var(--text-primary);
}
.cnc-info__disclaimer {
  font-size: var(--text-xs);
  color: var(--text-muted);
  line-height: 1.55;
  margin: var(--space-3) 0 0 0;
}


/* ============================================================
   COMPARISON RESULTS (Poupança vs Tesouro)
   ============================================================ */
.cnc-compare {
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 14px var(--space-4);
}
.cnc-compare--winner {
  background: var(--success-bg);
  border-color: var(--success-border);
}
.cnc-compare__header {
  display: flex;
  justify-content: space-between;
  margin-bottom: 4px;
  flex-wrap: wrap;
  gap: 4px;
}
.cnc-compare__name {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--text-secondary);
}
.cnc-compare--winner .cnc-compare__name {
  color: var(--success-text);
}
.cnc-compare__rate {
  font-size: var(--text-sm);
  color: var(--text-muted);
}
.cnc-compare--winner .cnc-compare__rate {
  color: var(--success-text);
}
.cnc-compare__value {
  font-size: 30px;
  font-weight: var(--weight-medium);
  color: var(--text-primary);
  font-variant-numeric: tabular-nums;
}
.cnc-compare--winner .cnc-compare__value {
  color: var(--success-text);
}
@media (max-width: 767px) {
  .cnc-compare__value { font-size: 26px; }
}

.cnc-compare-diff {
  background: var(--coral-bg);
  border-radius: var(--radius-md);
  padding: 12px var(--space-4);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}
.cnc-compare-diff__label {
  font-size: var(--text-sm);
  color: var(--text-secondary);
}
.cnc-compare-diff__value {
  font-size: 22px;
  font-weight: var(--weight-medium);
  color: var(--coral);
  font-variant-numeric: tabular-nums;
}
@media (max-width: 767px) {
  .cnc-compare-diff__value { font-size: 20px; }
}


/* ============================================================
   FOOTER
   ============================================================ */
.cnc-footer {
  border-top: 1px solid var(--border-subtle);
  padding: var(--space-8) 0;
  margin-top: var(--space-16);
}
.cnc-footer__inner {
  max-width: var(--container-lg);
  margin: 0 auto;
  padding: 0 var(--space-6);
}
@media (max-width: 767px) {
  .cnc-footer__inner {
    padding: 0 var(--space-4);
  }
}
.cnc-footer__text {
  font-size: var(--text-sm);
  color: var(--text-muted);
}


/* ============================================================
   PAGE LAYOUTS
   ============================================================ */

/* Calculator page: form (480px) + sidebar */
.cnc-layout-calc {
  max-width: var(--container-lg);
  margin: 0 auto;
  padding: var(--space-12) var(--space-6);
  display: grid;
  grid-template-columns: 480px 1fr;
  gap: var(--space-10);
  align-items: start;
}
@media (max-width: 767px) {
  .cnc-layout-calc {
    grid-template-columns: 1fr;
    padding: 28px var(--space-4) var(--space-6);
    gap: var(--space-4);
  }
}

/* Home: card grid */
.cnc-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: var(--space-4);
}
@media (max-width: 767px) {
  .cnc-grid {
    grid-template-columns: 1fr;
    gap: var(--space-3);
  }
}


/* ============================================================
   AD SLOT (reserved space to prevent CLS)
   ============================================================ */
.cnc-ad-slot {
  min-height: 90px;
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--surface-tint);
  border-radius: var(--radius-md);
  overflow: hidden;
}
.cnc-ad-slot--leaderboard {
  min-height: 90px; /* 728x90 standard */
}
.cnc-ad-slot--rectangle {
  min-height: 250px; /* 300x250 standard */
}
@media (max-width: 767px) {
  .cnc-ad-slot--leaderboard {
    min-height: 50px; /* 320x50 mobile banner */
  }
}


/* ============================================================
   HERO
   ============================================================ */
.cnc-hero {
  padding: 96px 0 88px;
}
.cnc-hero__grid {
  display: flex;
  align-items: center;
  gap: 64px;
}
.cnc-hero__copy {
  flex: 1 1 0;
  min-width: 0;
}
.cnc-hero h1 {
  font-size: 54px;
  font-weight: var(--weight-display);
  letter-spacing: -0.025em;
  line-height: 1.06;
  max-width: 560px;
  margin-bottom: var(--space-6);
}
.cnc-hero__subtitle {
  font-size: var(--text-body-lg);
  color: var(--text-secondary);
  line-height: var(--leading-relaxed);
  max-width: 460px;
  margin-bottom: 36px;
}
.cnc-hero__btns {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  align-items: center;
  margin-bottom: var(--space-5);
}
.cnc-hero__disclaimer {
  font-size: var(--text-xs);
  color: var(--text-muted);
}
.cnc-hero__card {
  flex-shrink: 0;
  width: 340px;
}
.cnc-hero__card-inner {
  background: var(--white);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
}
.cnc-hero__card-field {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.cnc-hero__card-fieldlabel {
  font-size: var(--text-xs);
  color: var(--text-muted);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}
.cnc-hero__card-value {
  font-size: var(--text-h3);
  font-weight: var(--weight-medium);
  color: var(--text-primary);
  font-variant-numeric: tabular-nums lining-nums;
}
.cnc-hero__card-result {
  font-size: var(--text-result);
  font-weight: var(--weight-medium);
  color: var(--coral);
  font-variant-numeric: tabular-nums lining-nums;
  line-height: 1;
}
.cnc-hero__card-divider {
  border-top: 1px solid var(--border-subtle);
}
.cnc-hero__card-rows {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.cnc-hero__card-row {
  display: flex;
  justify-content: space-between;
  font-size: var(--text-sm);
}
.cnc-hero__card-row-label {
  color: var(--text-secondary);
}
.cnc-hero__card-row-neg {
  color: var(--error-text);
  font-variant-numeric: tabular-nums lining-nums;
}
@media (max-width: 767px) {
  .cnc-hero {
    padding: 64px 0 56px;
  }
  .cnc-hero__grid {
    flex-direction: column;
    gap: 40px;
  }
  .cnc-hero h1 {
    font-size: 34px;
  }
  .cnc-hero__card {
    width: 100%;
    max-width: 480px;
  }
  .cnc-hero__subtitle {
    font-size: var(--text-body);
  }
}


/* ============================================================
   SECTIONS
   ============================================================ */
.cnc-section {
  padding: var(--space-12) 0;
}
.cnc-section--tint {
  background: var(--surface-tint);
}
.cnc-section__header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: var(--space-4);
  margin-bottom: var(--space-6);
}
@media (max-width: 767px) {
  .cnc-section {
    padding: var(--space-8) 0;
  }
}


/* ============================================================
   CALC CARD — sub-elements
   ============================================================ */
.cnc-calc-card__header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-2);
}
.cnc-calc-card__title {
  font-size: var(--text-h4);
  font-weight: var(--weight-medium);
  color: var(--text-primary);
  line-height: var(--leading-snug);
}
.cnc-calc-card__desc {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  line-height: 1.55;
}
.cnc-calc-card__cta {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--coral);
  margin-top: auto;
}
.cnc-calc-card .cnc-badge {
  font-size: 11px;
  flex-shrink: 0;
}
.cnc-calc-card__arrow {
  display: none;
}
@media (max-width: 767px) {
  .cnc-calc-card__content {
    flex: 1;
    min-width: 0;
  }
  .cnc-calc-card__header {
    gap: var(--space-2);
  }
  .cnc-calc-card__title {
    font-size: var(--text-body);
  }
  .cnc-calc-card__desc {
    margin-top: 4px;
  }
  .cnc-calc-card__cta {
    display: none;
  }
  .cnc-calc-card__arrow {
    display: block;
    font-size: 18px;
    color: var(--coral);
    flex-shrink: 0;
  }
}


/* ============================================================
   FOOTER — extensions
   ============================================================ */
.cnc-footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: var(--space-10);
  padding-bottom: var(--space-8);
}
.cnc-footer__brand-desc {
  font-size: var(--text-sm);
  color: var(--text-muted);
  line-height: var(--leading-normal);
  margin-top: var(--space-3);
  max-width: 320px;
}
.cnc-footer__nav {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.cnc-footer__nav-title {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--text-primary);
  margin: 0 0 var(--space-1) 0;
}
.cnc-footer__nav-link {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  text-decoration: none;
  transition: color var(--duration-fast) var(--ease-standard);
}
.cnc-footer__nav-link:hover {
  color: var(--text-primary);
}
.cnc-footer__bottom {
  border-top: 1px solid var(--border-subtle);
  padding-top: var(--space-6);
}
@media (max-width: 767px) {
  .cnc-footer__grid {
    grid-template-columns: 1fr;
    gap: var(--space-8);
  }
}


/* ============================================================
   NAV — hamburger & mobile menu
   ============================================================ */
.cnc-nav__cta {
  margin-left: auto;
}
.cnc-nav__hamburger {
  display: none;
  margin-left: auto;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  color: var(--ink-900);
}
.cnc-nav__mobile-menu {
  display: none;
  flex-direction: column;
  border-top: 1px solid var(--border-subtle);
}
.cnc-nav__mobile-menu.open {
  display: flex;
}
.cnc-nav__mobile-link {
  display: block;
  padding: 14px 0;
  font-size: var(--text-body);
  font-weight: var(--weight-medium);
  color: var(--text-primary);
  text-decoration: none;
  border-bottom: 1px solid var(--border-subtle);
}
@media (max-width: 767px) {
  .cnc-nav__links,
  .cnc-nav__cta {
    display: none;
  }
  .cnc-nav__hamburger {
    display: block;
  }
}


/* ============================================================
   RESULT BADGE (inline result preview)
   ============================================================ */
.cnc-result-badge {
  display: inline-flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 2px;
  border-radius: var(--radius-md);
  padding: 8px 14px;
  border: 1px solid;
}
.cnc-result-badge--success {
  background: var(--success-bg);
  border-color: var(--success-border);
  color: var(--success-text);
}
.cnc-result-badge--neutral {
  background: var(--gray-100);
  border-color: var(--border-subtle);
  color: var(--text-primary);
}
.cnc-result-badge__label {
  font-size: var(--text-xs);
  opacity: 0.85;
  font-weight: var(--weight-regular);
}
.cnc-result-badge__value {
  font-size: var(--text-h4);
  font-weight: var(--weight-medium);
  font-variant-numeric: tabular-nums lining-nums;
  line-height: 1.1;
}


/* ============================================================
   TRUST STATS
   ============================================================ */
.cnc-trust {
  padding: 52px 0;
  border-top: 1px solid var(--border-subtle);
  background: var(--surface-tint);
}
.cnc-trust__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
}
.cnc-trust__stat {
  text-align: center;
  padding: 8px 20px;
}
.cnc-trust__stat + .cnc-trust__stat {
  border-left: 1px solid var(--border-subtle);
}
.cnc-trust__value {
  font-size: var(--text-h2);
  font-weight: var(--weight-medium);
  color: var(--ink-900);
  letter-spacing: var(--tracking-tight);
  font-variant-numeric: tabular-nums;
}
.cnc-trust__label {
  font-size: var(--text-body);
  color: var(--text-secondary);
  margin-top: 4px;
}
@media (max-width: 767px) {
  .cnc-trust__grid {
    grid-template-columns: 1fr;
  }
  .cnc-trust__stat + .cnc-trust__stat {
    border-left: none;
    border-top: 1px solid var(--border-subtle);
  }
}


/* ============================================================
   CALCULATOR CARDS — extended (with result badges)
   ============================================================ */
.cnc-calc-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-5);
}
@media (max-width: 960px) {
  .cnc-calc-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 640px) {
  .cnc-calc-grid {
    grid-template-columns: 1fr;
  }
}


/* ============================================================
   ARTICLE CARDS
   ============================================================ */
.cnc-art-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}
.cnc-art-card {
  display: flex;
  flex-direction: column;
  overflow: hidden;
  background: var(--surface-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  transition:
    border-color var(--duration-fast) var(--ease-standard),
    box-shadow var(--duration-fast) var(--ease-standard);
  cursor: pointer;
  text-decoration: none;
  color: inherit;
}
.cnc-art-card:hover {
  border-color: var(--border-strong);
  box-shadow: var(--shadow-sm);
}
.cnc-art-card__img {
  height: 128px;
  background: var(--gray-100);
  border-bottom: 1px solid var(--border-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.cnc-art-card__img-placeholder {
  font-size: 28px;
  color: var(--gray-300);
  font-weight: var(--weight-medium);
}
.cnc-art-card__body {
  padding: 22px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  flex: 1;
}
.cnc-art-card__meta {
  display: flex;
  gap: 8px;
  align-items: center;
}
.cnc-art-card__date {
  font-size: var(--text-xs);
  color: var(--text-muted);
}
.cnc-art-card__title {
  font-size: var(--text-body-lg);
  font-weight: var(--weight-medium);
  line-height: var(--leading-snug);
}
.cnc-art-card__excerpt {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  line-height: var(--leading-normal);
  flex: 1;
}
.cnc-art-card__footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 14px;
  margin-top: auto;
  border-top: 1px solid var(--border-subtle);
}
.cnc-art-card__read {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--coral);
  text-decoration: none;
}
.cnc-art-card__read:hover {
  color: var(--coral-600);
}
.cnc-art-card__time {
  font-size: var(--text-xs);
  color: var(--text-muted);
}
@media (max-width: 960px) {
  .cnc-art-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 640px) {
  .cnc-art-grid {
    grid-template-columns: 1fr;
  }
}


/* ============================================================
   BENEFITS
   ============================================================ */
.cnc-benefits__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.cnc-benefits__list {
  display: flex;
  flex-direction: column;
}
.cnc-benefits__item {
  display: flex;
  gap: var(--space-6);
  align-items: flex-start;
  padding: 28px 0;
  border-bottom: 1px solid var(--border-subtle);
}
.cnc-benefits__item:first-child {
  border-top: 1px solid var(--border-subtle);
}
.cnc-benefits__num {
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  color: var(--text-muted);
  letter-spacing: 0.04em;
  flex-shrink: 0;
  padding-top: 4px;
  min-width: 20px;
}
.cnc-benefits__text h3 {
  font-size: var(--text-body-lg);
  font-weight: var(--weight-medium);
  margin-bottom: 6px;
}
.cnc-benefits__text p {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  line-height: var(--leading-relaxed);
}
.cnc-benefits__visual {
  background: var(--surface-tint);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: 40px var(--space-8);
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
}
.cnc-benefits__visual-label {
  font-size: var(--text-xs);
  color: var(--text-muted);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-bottom: 2px;
}
.cnc-benefits__visual-num {
  font-size: var(--text-result);
  font-weight: var(--weight-medium);
  color: var(--coral);
  font-variant-numeric: tabular-nums lining-nums;
  line-height: 1;
  margin-bottom: var(--space-4);
}
.cnc-benefits__visual-row {
  display: flex;
  justify-content: space-between;
  font-size: var(--text-sm);
  padding: 10px 0;
  border-bottom: 1px solid var(--border-subtle);
}
.cnc-benefits__visual-row:last-child {
  border-bottom: none;
}
.cnc-benefits__visual-rowlbl {
  color: var(--text-secondary);
}
.cnc-benefits__visual-rowval {
  font-weight: var(--weight-medium);
  font-variant-numeric: tabular-nums lining-nums;
}
.cnc-benefits__visual-rowval--neg {
  color: var(--error-text);
}
.cnc-benefits__visual-rowval--pos {
  color: var(--success-text);
}
.cnc-benefits__disclaimer {
  font-size: var(--text-xs);
  color: var(--text-muted);
  border-top: 1px solid var(--border-subtle);
  padding-top: 14px;
  margin-top: 4px;
}
@media (max-width: 960px) {
  .cnc-benefits__grid {
    grid-template-columns: 1fr;
    gap: 48px;
  }
}


/* ============================================================
   FAQ
   ============================================================ */
.cnc-faq__list {
  max-width: 760px;
  margin: 0 auto;
}
.cnc-faq__item {
  border-bottom: 1px solid var(--border-subtle);
}
.cnc-faq__btn {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-6);
  padding: 22px 0;
  background: none;
  border: none;
  cursor: pointer;
  font-family: var(--font-sans);
  font-size: var(--text-body-lg);
  font-weight: var(--weight-medium);
  color: var(--text-primary);
  text-align: left;
}
.cnc-faq__icon {
  flex-shrink: 0;
  font-size: 20px;
  color: var(--gray-500);
  transition: transform var(--duration-base) var(--ease-standard);
  line-height: 1;
}
.cnc-faq__icon.open {
  transform: rotate(45deg);
}
.cnc-faq__body {
  overflow: hidden;
  max-height: 0;
  opacity: 0;
  transition:
    max-height var(--duration-slow) var(--ease-standard),
    opacity var(--duration-base) var(--ease-standard);
}
.cnc-faq__body.open {
  max-height: 300px;
  opacity: 1;
}
.cnc-faq__answer {
  font-size: var(--text-body);
  color: var(--text-secondary);
  line-height: var(--leading-relaxed);
  padding-bottom: 22px;
  max-width: 640px;
}


/* ============================================================
   CTA BLOCK
   ============================================================ */
.cnc-cta-block {
  background: var(--coral-bg);
  border-radius: var(--radius-xl);
  padding: 64px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--space-6);
}
.cnc-cta-block h2 {
  font-size: var(--text-h1);
  font-weight: var(--weight-medium);
  letter-spacing: var(--tracking-display);
  max-width: 560px;
}
.cnc-cta-block p {
  font-size: var(--text-body-lg);
  color: var(--text-secondary);
  line-height: var(--leading-relaxed);
  max-width: 440px;
}
.cnc-cta-block__btns {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  justify-content: center;
}
@media (max-width: 640px) {
  .cnc-cta-block {
    padding: 48px var(--space-8);
  }
  .cnc-cta-block h2 {
    font-size: 26px;
  }
  .cnc-cta-block__btns {
    flex-direction: column;
    align-items: stretch;
  }
}


/* ============================================================
   FOOTER — dark variant
   ============================================================ */
.cnc-footer--dark {
  background: var(--ink-900);
  color: var(--white);
  padding: 56px 0 40px;
  border-top: none;
  margin-top: 0;
}
.cnc-footer--dark .cnc-footer__inner {
  padding: 0 var(--space-6);
}
.cnc-footer__top {
  display: flex;
  justify-content: space-between;
  gap: 48px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  flex-wrap: wrap;
}
.cnc-footer--dark .cnc-footer__brand-desc {
  color: rgba(255, 255, 255, 0.5);
  margin-top: var(--space-3);
  max-width: 260px;
}
.cnc-footer--dark .cnc-wordmark {
  color: var(--white);
}
.cnc-footer__links {
  display: flex;
  gap: 48px;
  flex-wrap: wrap;
}
.cnc-footer__col h4 {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: rgba(255, 255, 255, 0.45);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin: 0 0 var(--space-4) 0;
}
.cnc-footer__col ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.cnc-footer__col a {
  font-size: var(--text-sm);
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  transition: color var(--duration-fast) var(--ease-standard);
}
.cnc-footer__col a:hover {
  color: var(--white);
}
.cnc-footer--dark .cnc-footer__bottom {
  padding-top: var(--space-8);
  border-top: none;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-3);
}
.cnc-footer--dark .cnc-footer__text {
  font-size: var(--text-xs);
  color: rgba(255, 255, 255, 0.4);
}
@media (max-width: 960px) {
  .cnc-footer__top {
    flex-direction: column;
  }
}
@media (max-width: 640px) {
  .cnc-footer__links {
    flex-direction: column;
    gap: var(--space-8);
  }
}


/* ============================================================
   SECTION HEADER — extended
   ============================================================ */
.cnc-section__header h2 {
  font-size: var(--text-h1);
  font-weight: var(--weight-medium);
  letter-spacing: var(--tracking-display);
  max-width: 500px;
}
@media (max-width: 640px) {
  .cnc-section__header h2 {
    font-size: 26px;
  }
}


/* ============================================================
   PAGE HEADER (breadcrumb + title + description)
   ============================================================ */
.cnc-page-header {
  background: var(--white);
  border-bottom: 1px solid var(--border-subtle);
  padding: 36px 0 32px;
}
.cnc-breadcrumb {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: var(--text-xs);
  color: var(--text-muted);
  margin-bottom: 12px;
}
.cnc-breadcrumb a {
  color: var(--text-muted);
  text-decoration: none;
}
.cnc-breadcrumb a:hover {
  color: var(--coral);
}
.cnc-page-header__title {
  font-size: var(--text-h1);
  font-weight: var(--weight-medium);
  letter-spacing: var(--tracking-display);
  color: var(--ink-900);
  margin-bottom: 8px;
}
.cnc-page-header__desc {
  font-size: var(--text-body);
  color: var(--text-secondary);
  line-height: var(--leading-normal);
  max-width: 560px;
}
@media (max-width: 767px) {
  .cnc-page-header {
    padding: 24px 0 20px;
  }
  .cnc-page-header__title {
    font-size: 28px;
  }
}


/* ============================================================
   CALCULATOR PAGE LAYOUT
   ============================================================ */
.cnc-page--calc {
  background: var(--gray-50);
  min-height: 100vh;
}
.cnc-calc-main {
  padding: 40px 0 80px;
}
.cnc-calc-layout {
  display: grid;
  grid-template-columns: 480px 1fr;
  gap: 32px;
  align-items: start;
}
@media (max-width: 900px) {
  .cnc-calc-layout {
    grid-template-columns: 1fr;
  }
  .cnc-calc-main {
    padding: 24px 0 60px;
  }
}


/* ============================================================
   PANEL (sidebar info panels)
   ============================================================ */
.cnc-panel {
  background: var(--white);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.cnc-panel__section {
  padding: var(--space-6);
  border-bottom: 1px solid var(--border-subtle);
}
.cnc-panel__section:last-child {
  border-bottom: none;
}
.cnc-panel__label {
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: var(--space-4);
}
.cnc-panel__total {
  display: flex;
  justify-content: space-between;
  align-items: center;
  border-top: 1px solid var(--border-subtle);
  margin-top: var(--space-3);
  padding-top: 14px;
}
.cnc-panel__total-label {
  font-weight: var(--weight-medium);
  font-size: var(--text-sm);
  color: var(--text-primary);
}
.cnc-panel__total-value {
  font-weight: var(--weight-medium);
  font-size: var(--text-body-lg);
  color: var(--coral);
  font-variant-numeric: tabular-nums lining-nums;
}
.cnc-panel__note {
  font-size: var(--text-xs);
  color: var(--text-muted);
  margin-top: 10px;
  line-height: var(--leading-relaxed);
}
.cnc-other-calcs a {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 0;
  font-size: var(--text-sm);
  color: var(--text-secondary);
  text-decoration: none;
  border-bottom: 1px solid var(--border-subtle);
  transition: color var(--duration-fast) var(--ease-standard);
}
.cnc-other-calcs a:last-child {
  border-bottom: none;
}
.cnc-other-calcs a:hover {
  color: var(--coral);
}
.cnc-other-calcs__arrow {
  color: var(--gray-400);
  font-size: 12px;
}
.cnc-disclaimer {
  font-size: var(--text-xs);
  color: var(--text-muted);
  line-height: var(--leading-relaxed);
  border-top: 1px solid var(--border-subtle);
  margin-top: 8px;
  padding-top: var(--space-4);
}


/* ============================================================
   INVESTMENT COMPARISON (post-result)
   ============================================================ */
.cnc-invest-compare {
  margin-top: var(--space-4);
  background: var(--white);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.cnc-invest-compare__label {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--text-muted);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 4px;
}
.cnc-invest-compare__diff {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 14px;
  border-top: 1px solid var(--border-subtle);
  margin-top: 4px;
}
.cnc-invest-compare__diff-label {
  font-size: var(--text-sm);
  color: var(--text-secondary);
}
.cnc-invest-compare__diff-value {
  font-size: var(--text-body-lg);
  font-weight: var(--weight-medium);
  color: var(--success-text);
  font-variant-numeric: tabular-nums lining-nums;
}


/* ============================================================
   ARTICLE HERO
   ============================================================ */
.cnc-article-hero {
  padding: 48px 0 56px;
  background: var(--white);
}
.cnc-article-hero__meta {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
  flex-wrap: wrap;
}
.cnc-article-hero__meta-divider {
  color: var(--gray-300);
  font-size: 12px;
}
.cnc-article-hero__meta-text {
  font-size: var(--text-sm);
  color: var(--text-muted);
}
.cnc-article-hero__title {
  font-size: 44px;
  font-weight: var(--weight-medium);
  letter-spacing: -0.025em;
  line-height: 1.08;
  color: var(--ink-900);
  max-width: 760px;
  margin-bottom: 20px;
}
.cnc-article-hero__lead {
  font-size: var(--text-body-lg);
  color: var(--text-secondary);
  line-height: var(--leading-relaxed);
  max-width: 640px;
  margin-bottom: 28px;
}
.cnc-article-byline {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  padding-top: 20px;
  border-top: 1px solid var(--border-subtle);
}
.cnc-article-byline__avatar {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--gray-100);
  border: 1px solid var(--border-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  color: var(--text-muted);
  flex-shrink: 0;
}
.cnc-article-byline__name {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--text-primary);
}
.cnc-article-byline__date {
  font-size: var(--text-xs);
  color: var(--text-muted);
  margin-top: 2px;
}
.cnc-article-byline__sep {
  width: 1px;
  height: 28px;
  background: var(--border-subtle);
}
@media (max-width: 767px) {
  .cnc-article-hero {
    padding: 32px 0 40px;
  }
  .cnc-article-hero__title {
    font-size: 26px;
  }
}


/* ============================================================
   SUMMARY CARD (article)
   ============================================================ */
.cnc-summary-card {
  background: var(--gray-50);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: 28px 32px;
  margin-top: 36px;
  max-width: 680px;
}
.cnc-summary-card__label {
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: var(--space-4);
}
.cnc-summary-card__list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.cnc-summary-card__item {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  font-size: var(--text-body);
  color: var(--text-primary);
  line-height: var(--leading-normal);
}
.cnc-summary-card__bullet {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--ink-900);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: var(--weight-medium);
  margin-top: 2px;
}


/* ============================================================
   ARTICLE BODY GRID
   ============================================================ */
.cnc-article-shell {
  background: var(--white);
  border-top: 1px solid var(--border-subtle);
  padding: 56px 0 80px;
}
.cnc-article-grid {
  display: grid;
  grid-template-columns: 1fr 268px;
  gap: 72px;
  align-items: start;
}
@media (max-width: 900px) {
  .cnc-article-grid {
    grid-template-columns: 1fr;
  }
}


/* ============================================================
   PROSE (article content)
   ============================================================ */
.cnc-prose {
  min-width: 0;
}
.cnc-prose p {
  font-size: var(--text-body-lg);
  line-height: var(--leading-relaxed);
  color: var(--text-primary);
  margin-bottom: var(--space-6);
}
.cnc-prose h2 {
  font-size: var(--text-h2);
  font-weight: var(--weight-medium);
  letter-spacing: var(--tracking-tight);
  color: var(--ink-900);
  margin: 56px 0 20px;
  line-height: var(--leading-snug);
}
.cnc-prose h2:first-child {
  margin-top: 0;
}
.cnc-prose h3 {
  font-size: var(--text-h4);
  font-weight: var(--weight-medium);
  color: var(--ink-900);
  margin: 32px 0 12px;
}
.cnc-prose strong {
  font-weight: var(--weight-medium);
}
.cnc-prose a {
  color: var(--coral);
  text-decoration: none;
  transition: color var(--duration-fast) var(--ease-standard);
}
.cnc-prose a:hover {
  color: var(--coral-600);
}


/* ============================================================
   DATA TABLE
   ============================================================ */
.cnc-data-table-wrap {
  margin: 32px 0;
  overflow-x: auto;
}
.cnc-data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--text-sm);
  font-family: var(--font-sans);
}
.cnc-data-table thead th {
  text-align: left;
  padding: 10px 16px;
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--text-muted);
  border-bottom: 1px solid var(--border-subtle);
  background: var(--gray-50);
  white-space: nowrap;
}
.cnc-data-table thead th:first-child {
  border-radius: var(--radius-sm) 0 0 0;
}
.cnc-data-table thead th:last-child {
  border-radius: 0 var(--radius-sm) 0 0;
}
.cnc-data-table tbody td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--border-subtle);
  color: var(--text-primary);
  vertical-align: middle;
  font-variant-numeric: tabular-nums lining-nums;
}
.cnc-data-table tbody tr:last-child td {
  border-bottom: none;
}
.cnc-data-table tbody tr:hover td {
  background: var(--gray-50);
}
.cnc-data-table .col-rate {
  font-weight: var(--weight-medium);
}
.cnc-data-table .col-deduct {
  color: var(--error-text);
}
.cnc-data-table .col-highlight {
  color: var(--coral);
  font-weight: var(--weight-medium);
}


/* ============================================================
   CALLOUT
   ============================================================ */
.cnc-callout {
  background: var(--gray-50);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: 24px 28px;
  margin: 32px 0;
}
.cnc-callout--highlight {
  background: var(--coral-bg);
  border-color: transparent;
}
.cnc-callout__label {
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 10px;
}
.cnc-callout--highlight .cnc-callout__label {
  color: var(--coral-700);
}
.cnc-callout__body {
  font-size: var(--text-body);
  line-height: var(--leading-relaxed);
  color: var(--text-primary);
}
.cnc-callout__number {
  font-size: var(--text-h2);
  font-weight: var(--weight-medium);
  color: var(--ink-900);
  letter-spacing: var(--tracking-tight);
  font-variant-numeric: tabular-nums lining-nums;
  margin-bottom: 6px;
}
.cnc-callout--highlight .cnc-callout__number {
  color: var(--coral);
}


/* ============================================================
   ARTICLE SIDEBAR
   ============================================================ */
.cnc-sidebar {
  position: sticky;
  top: 88px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.cnc-sidebar-card {
  background: var(--white);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.cnc-sidebar__section {
  padding: 20px;
  border-bottom: 1px solid var(--border-subtle);
}
.cnc-sidebar__section:last-child {
  border-bottom: none;
}
.cnc-sidebar__label {
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 14px;
}
.cnc-toc-list {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.cnc-toc-link {
  display: block;
  font-size: var(--text-sm);
  color: var(--text-secondary);
  text-decoration: none;
  padding: 5px 0;
  border-left: 2px solid transparent;
  padding-left: 10px;
  transition: color var(--duration-fast) var(--ease-standard),
    border-color var(--duration-fast) var(--ease-standard);
  line-height: var(--leading-normal);
}
.cnc-toc-link:hover {
  color: var(--text-primary);
  border-left-color: var(--gray-300);
}
.cnc-toc-link--active {
  color: var(--coral);
  border-left-color: var(--coral);
}
.cnc-sidebar-calc-cta {
  background: var(--ink-900);
  border-radius: var(--radius-md);
  padding: 18px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.cnc-sidebar-calc-cta__label {
  font-size: var(--text-xs);
  color: rgba(255, 255, 255, 0.55);
  font-weight: var(--weight-medium);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.cnc-sidebar-calc-cta__value {
  font-size: var(--text-result);
  font-weight: var(--weight-medium);
  color: var(--coral);
  font-variant-numeric: tabular-nums lining-nums;
  line-height: 1;
}
.cnc-sidebar-calc-cta__sub {
  font-size: var(--text-xs);
  color: rgba(255, 255, 255, 0.45);
  line-height: var(--leading-relaxed);
}
.cnc-share-row {
  display: flex;
  gap: 8px;
}
.cnc-share-btn {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 9px 12px;
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  color: var(--text-secondary);
  background: var(--gray-50);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--duration-fast) var(--ease-standard);
}
.cnc-share-btn:hover {
  border-color: var(--border-strong);
  color: var(--text-primary);
}
@media (max-width: 900px) {
  .cnc-sidebar {
    position: static;
  }
}


/* ============================================================
   RELATED ARTICLES
   ============================================================ */
.cnc-related {
  background: var(--gray-50);
  border-top: 1px solid var(--border-subtle);
  padding: 64px 0;
}
.cnc-related__header {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  flex-wrap: wrap;
  gap: var(--space-4);
  margin-bottom: 40px;
}
.cnc-related__header h2 {
  font-size: var(--text-h2);
  font-weight: var(--weight-medium);
  letter-spacing: var(--tracking-display);
}
.cnc-related-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}
@media (max-width: 900px) {
  .cnc-related-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 640px) {
  .cnc-related-grid {
    grid-template-columns: 1fr;
  }
}


/* ============================================================
   FINAL CTA (article/calc pages)
   ============================================================ */
.cnc-final-cta {
  padding: 64px 0;
  background: var(--white);
}
.cnc-final-cta__inner {
  background: var(--coral-bg);
  border-radius: var(--radius-xl);
  padding: 56px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
}
.cnc-final-cta__title {
  font-size: var(--text-h2);
  font-weight: var(--weight-medium);
  letter-spacing: var(--tracking-display);
  max-width: 480px;
  line-height: var(--leading-snug);
}
.cnc-final-cta__body {
  font-size: var(--text-body);
  color: var(--text-secondary);
  max-width: 400px;
  line-height: var(--leading-relaxed);
}
.cnc-final-cta__btns {
  display: flex;
  gap: var(--space-3);
  flex-wrap: wrap;
  justify-content: center;
}
.cnc-final-cta__disclaimer {
  font-size: var(--text-xs);
  color: var(--text-muted);
}
@media (max-width: 640px) {
  .cnc-final-cta__inner {
    padding: 40px 28px;
  }
  .cnc-final-cta__btns {
    flex-direction: column;
    align-items: stretch;
  }
}